Marlow

Empty overview for a cross-border money account, waiting for its first transfer or balance. Style: light mode, near-white canvas, pale grey sidebar, deep slate teal navigation, clay amber call to action. Layout: left nav column beside a centred single column of stacked prompts. Components: quick action buttons, referral banner, balance setup card, illustration blocks, empty activity state. Vibe: spacious, encouraging, plain — international payments.